Loans and credit facilities
Bridge a gap before payday, fund a personal project, recapitalise a business or secure a trade transaction. Pick a facility below for the full terms, the documents you will need and how to apply.
Personal lending
3 facilities
Cairo Quick Fix Loan
A monthly salary advance that bridges the gap and buffers your monthly expenditure until your next payday.
- Up to 50% of your net pay
- Repaid on your next payday
- Employer on scheme, with a Cairo Salary Account
View the Quick Fix Loan →
Salary Loan
A salary loan with a dedicated relationship manager, linked to your Cairo Salary Account.
- Up to UGX 70 million
- Tenure of up to 60 months
- Repayment capped at 50% of net salary
View the Salary Loan →
Personal Loan
A dual-currency personal loan tailored to your investment requirements, whether that is a business idea or recapitalising a personal investment.
- Available in UGX and USD
- Flexible repayment tenures
- Amount assessed on application
View the Personal Loan →
Trade finance
3 facilities
Bank Guarantees
Security for your counterparty that, if the obligation set out in the agreement is not performed, they are entitled to monetary compensation.
- Access to bid bonds
- Reduced trade risk
- Competitive commissions
View Bank Guarantees →
Letters of Credit
An undertaking issued by the Bank for the account of the buyer to pay the beneficiary, provided the agreed terms are met.
- Used for import, export and local trade
- Reduced trade risk, competitive commissions
- Cash cover discussed on application
View Letters of Credit →
Import and Export Financing
Trade finance that supports your trade business as it grows, so your commodities reach agreed destinations at competitive prices.
- Tenor matched to your operating cycle
- Currencies discussed on application
- Flexible interest payments
View Import and Export Financing →
Important
All lending is subject to appraisal, affordability assessment and Cairo Bank Uganda credit approval, and nothing on this page is an offer of credit. Interest rates are risk-based and confirmed after assessment. Transactional fees are charged per the bank tariff. Cairo Bank Uganda is regulated by the Bank of Uganda.
Ready to take the next step?
Start your application online, model a repayment first, or read the current tariff. You can also visit any of our Kampala branches or call 0800 211 025 toll free.